What it is
Paying in instalments is a written agreement in which the price is settled in several payments, over a defined period, after your situation has been studied. You take possession of the file, the sale is secured by the notary, and you pay according to a signed schedule.
What it is not
- It is not a loan. No lender, no interest rate, no finance company. It is a payment period granted by the seller.
- It is not automatic. The term and the amounts depend on your file: your activity, how regular your income is, the deposit available, a guarantor where relevant. That study is free and without obligation.
- It is not a spoken promise. Everything is set in writing and signed before any reservation: the price, the term, the amount of each instalment, and what happens if you fall behind.
How it goes, in order
- You choose a parcel and receive its complete file.
- You give us the details of your situation. We study them and propose an arrangement.
- If you agree, the terms are put in writing and signed.
- You pay according to the schedule. Every payment gets a numbered receipt.
- The notarised deed and the support through to the transfer of the title follow the agreed plan.
The safety rules
- Payments are made only into an account in the company’s name (or an MTN MoMo / Orange Money merchant number in the company’s name), never into a personal account.
- You keep all your receipts.
- Nothing is reserved until the terms are signed.
What SCI Miniature does Outright or in instalments depending on your file. The study is free, the term and the amounts are set in writing before any reservation, and every payment is traced by a numbered receipt.